
Live and Dream Now, Pay Later with Affirm
Choose how you pay at your own pace.
When inspiration strikes, Affirm helps you say YES without giving up financial control. Select Affirm at checkout to pay over time—never pay more than the amount disclosed up front.
- Fast and easy — Get a real-time decision that won’t affect your credit score.
- The smart way to pay — Know up front what you’ll pay. With Affirm, there are no late fees, service fees, prepayment fees, or any hidden fees.
- Flexible payments — Pay over 3, 6, 12, 36 months with rates as low as 0% APR or 10-36% APR, subject to eligibility.**
**Example: on a $700 purchase, you may pay $63.18 for 12 months with a 15% APR.